Step 2: Repair estimate
Once any emergency services have been completed, we’ll need an assessment of the remaining work required to finish the repairs and bring your home back to its pre-claim condition. This repair estimate can be provided by any of the following professionals:
Your own contractor: If you already have a contractor for the repairs, we require that a detailed written repair estimate be provided to your claim professional, along with photographs. This information will then be reviewed by one of our in-house property appraisers for approval.
Preferred Contractor Network: If you do not have a contractor you wish to use, we will request that a preferred contractor prepare a repair estimate. The estimate will be based on current labour rates in your area and materials of similar kind and quality. Your claim professional will thoroughly review the estimate of repair with you.